"Put Your Money on Me" is a song about commitment, trust, and devotion. The lyrics are an invitation for the listener to take a chance and trust in their relationship as the narrator struggles with uncertainties and the fear of being abandoned. The narrator conveys the urgency of their commitment by assuring the listener to "put your money on me" as a metaphor for placing their trust in the narrator. Despite life's difficulties and uncertainties, the narrator is vowing to never let go of the relationship and be there for the listener no matter what. In the end, the narrator encourages the listener to take a chance and trust in them.